Virtual prepaid cards

Niceway Premium card

A prepaid Visa card in US dollars for every service, including AI tools such as ChatGPT and Claude, shops and contactless. Comes with $10 already on the card.

Network
Visa
Card currency
US dollars
Monthly fee
€0
Top-up fee
2.9%, conversion included
One payment
Up to $10,000
Apple Pay, Google Pay
Yes
Valid for
2 years
Ready in
Up to 10 minutes

What you pay today

Premium card, issued once
€49.90
Monthly fee
€0.00
Total today
€49.90

Charged in euros

Get the Premium card €49.90

You sign up first and pay the issue price in your account. Top-ups come later, from €10.

Fees and limits

Every fee also appears in your account before you confirm. Limits are in US dollars, the card’s currency.

Compare with other cards

Fees

Issue price, paid once
€49.90
Monthly fee
€0
Top-up fee
2.9%of the amount, conversion included
Payment fee
$0
Declined payment
$0
Paying in another currency
Visa rateno Niceway fee on top
Refunds from shops
Free
Closing the card
Free

Limits and card details

Smallest top-up
€10
One payment
Up to $10,000
Cards in one account
Up to 10
Card currency
US dollars
Network
Visa
Country of issue
Singapore
Valid for
2 years
Ready in
Up to 10 minutes

What the Premium card pays

Services have their own rules for the card type and the country of issue. These lists show what the Premium card passes.

All services by category

Works with

  • AI tools with strict card checks: ChatGPT, Claude, Midjourney
  • Other AI tools: Gemini, Cursor, Suno, DeepSeek
  • Booking.com, Airbnb, hotels, airlines and car rental
  • Marketplaces and PayPal: Amazon, Etsy, iHerb, Temu
  • Streaming, software, app stores and games, including Steam
  • Apple Pay and Google Pay, in shops and contactless

Does not work with

  • Not included: Services that accept only cards issued in their own country
  • Not included: Single payments above $10,000
Not sure about a service?Write to [email protected] before you issue a card. We will tell you whether it accepts the Premium card.

How to get the Premium card

Four steps, all online. The card is in your account within 10 minutes.

Get the Premium card
  1. 1

    Create an account

    Sign up with your email. It takes about a minute, and you do not need documents.

  2. 2

    Pay €49.90 for the Premium card

    Pay the issue price once by bank card, Apple Pay or Google Pay. The card is ready within 10 minutes, with $10 already on it.

  3. 3

    Top up

    Add from €10 in euros, pounds or US dollars. The 2.9% fee includes the conversion to US dollars.

  4. 4

    Add it to your phone

    Add the card to Apple Pay or Google Pay from your account to pay online, in apps and at shop terminals.

Premium card questions

Fees, currencies and safety for every card are in the virtual card FAQ.

How is Premium different from Travel?

Premium also pays AI tools with strict card checks, such as ChatGPT, Claude and Midjourney, and works at shop terminals and contactless. It allows up to $10,000 per payment instead of $5,000, has a 2.9% top-up fee instead of 3.9%, priority support, and comes with $10 on the card.

Does it work with ChatGPT and Claude?

Yes. Premium is the Niceway card for services with strict card checks, including ChatGPT, Claude and Midjourney.

What is the $10 on the card?

The card comes with $10 already on its balance. It is included in the issue price of €49.90, and you spend it like any top-up.

Can I pay in shops abroad?

Yes. Add the card to Apple Pay or Google Pay and pay at shop terminals and contactless wherever Visa is accepted, in 190+ countries.

How long is the card valid?

Two years from the day it is issued. There is no monthly fee during that time.